Personal finance · UK

Money,
made meaningful.

A personal finance app that helps you organise your money, understand where you stand, and plan for the future.

Soon GET IT ONGoogle Play Soon Download on theApp Store

Apps launching soon — join the list to get early access.

9:41
Zelli
Money, made meaningful
£3,200
Bills · monthly
£1,847
Bills · annual
£22,164
Bills vs income58%
Available this month£1,353
Net worth own minus owe
Total net worth
£128,450
▲ £2,310 this month
Assets £294,000Debt £165,550
Financial health
78
Good
You're in a strong spot
Healthy savings rate and low debt-to-income. Building an emergency buffer would push you higher.
Renewing within 30 days 3
Disney+
Annual subscription
4 days · £79.90
Broadband
Monthly · BT
9 days · £35.00
Car insurance
Annual · Aviva
12 days · £742

Why Zelli

Everything about your money,
in one calm place.

Most of us juggle money across a dozen apps, tabs and notes. Zelli brings it together — and then helps you make sense of it.

Organise

Keep bills, subscriptions, assets and important dates in one place — no more scattered spreadsheets.

Understand

See your financial health, net worth and Financial Age — a clear read on where you actually stand.

Plan

Experiment with your future using "Future You" and retirement planning. See what tomorrow could look like.

Stay in control

Renewals, reminders and monthly check-ins keep you ahead of every date that matters.

App preview

People buy with their eyes.

So here's the real thing. Tap through the screens you'll use every day.

Dashboard

Your whole picture, the moment you open the app.

Net worth, a financial health score, your Financial Age and what's renewing soon — all on one calm screen.

9:41
Zelli
Money, made meaningful
Net worth own minus owe
Total net worth
£128,450
▲ £2,310 this month
Assets £294kDebt £165k
Financial health
78
Good
You're in a strong spot
Healthy savings rate and low debt-to-income.
Renewing soon 3
Disney+
Annual
4d · £79.90
Broadband
BT · monthly
9d · £35.00
Bills
Sorted by what's due next
D
Disney+
Annualref ····8821
£79.90
4 days
B
Broadband
BT · monthly
£35.00
9 days
A
Car insurance
AnnualAviva
£742
12 days
N
Netflix
Shared÷ 2 people
£8.99
21 days
G
Gym
PureGym · monthly
£24.99
26 days
Spending by account monthly
Joint · Monzo
£1,204
Personal · Starling
£643
Financial Age
A single, honest number
34your financial age
25
65
You're 4 years ahead of your actual age of 38. Strong savings and low debt are doing the heavy lifting.
How do I compare?
Net worth vs UK median (35–44)+38%
Savings rateTop 25%
Debt-to-incomeHealthy
Future You
What happens if…
Projected net worth · 2036
£386,200
Mortgage-free by 2041 · Financial Age stays ahead
£450
£320
£200
5.0%
Tools
The practical bits
Future You
Project your net worth & key dates
Calculators
Mortgage, savings, debt & more
How do I compare?
See where you sit vs the UK
Data locker
Important details, kept private
Admin & renewals
Reminders for what matters
Event planner
Budget the big occasions
Assets & Debt
Everything you own & owe
Net worth
£128,450
Your pots 6
Home equity
£112,000
Stocks & shares ISA
£38,400
Emergency fund
£9,200
Mortgage
£156,000
Car loan
£9,550
Loan-to-value good band
LTV58%

Features

Plenty under the hood —
none of the clutter.

Grouped the way you actually think about money, so you always know where to look.

Bills

  • Renewal reminders
  • Shared bills
  • Provider details
  • References

Wealth

  • Net worth
  • Assets
  • Debts
  • Mortgage tracking

Planning

  • Retirement
  • Financial Age
  • Future You
  • Event planning

Insights

  • Financial Health
  • Monthly Check-ins
  • UK comparisons

Why it's different

Most finance apps tell you what happened.

Zelli helps you understand
what happens next.

Security

Your money is yours.
So is your data.

Zelli is built privacy-first. Your financial life stays with you — never packaged up and sold on.

Data stored securely

Your information is protected and only ever accessed by you.

Local storage options

Keep your data on your own device, in your control.

No selling personal info

We never sell your personal information. Full stop.

Privacy first

Privacy isn't a setting in Zelli — it's the starting point.

Private by default
Everything below stays on your side of the screen.
Bank connection Not required
Personal data sold Never
Where it lives Your device
Export anytime Yes

From our beta testers

Early users, real relief.

"

I've finally got all my finances in one place. I open Zelli and I just… know where I am.

SR
Sarah R.
Beta tester · Leeds
"

The Financial Age number hit harder than any chart ever has. It made me actually do something.

TM
Tom M.
Beta tester · Bristol
"

Future You is weirdly addictive. Twenty minutes of sliders and I'd planned my next five years.

AK
Aisha K.
Beta tester · London

FAQ

Good questions.

No — and that's deliberate. Zelli doesn't need access to your bank to be useful. You enter what matters to you, and Zelli does the organising, understanding and planning. No open-banking permissions, no third party pulling your transactions.
Yes. Zelli is privacy-first: your information is stored securely, with local storage options so it can stay on your own device. We never sell your personal information.
Absolutely. Your data belongs to you, so you can back it up and export it whenever you like. Nothing is locked in.
Yes. Zelli is coming to both the App Store and Google Play. Join the waiting list and we'll let you know the moment your platform is live.
We'll share full pricing closer to launch. Join the waiting list for early access and you'll be the first to hear how it works.

Be first through the door.

The apps are launching soon. Join the waiting list for early access.

No spam. Just a note when Zelli is ready for you.